• Paul Fulmer

Why we need insurance...

You work hard for what you have. You want to be sure that everything is protected. Accidents and disasters happen, and if you aren’t prepared and adequately insured, it could leave you in financial ruin. You need insurance to protect your life, your ability to earn income, and to keep a roof over your head. Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee. Consider which policies you may want to include in your financial plan.

Insurance helps you:

  • Own a home, insurance can cover and protect you from catastrophic damage, theft, and loss.

  • Own an auto, protect yourself and full fill your legal requirement to have auto insurance. Accidents are expensive.

  • Provide for your family in the event of a death. There are life insurance options for short and long-term needs that protect your family’s home, mortgage, and lifestyle.

  • Run a small business by managing the risks of ownership. Get owner, business and employee coverage, and provide group benefits and retirement plans for employees.

Take the time to review your policies and contact us to answer your questions. A little knowledge can make a world of difference when it comes to buying the right insurance to help protect what matters most, you and your family.

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