top of page
Crashed Car

Total Loss

Occurs when an insured property is totally destroyed, lost, or damaged to such an extent that it cannot be recovered. In these cases, the insured party should qualify to receive a payout from the insurance company for the full insured value of the property.


This is intended for developing educational and instructional use, to assist and help build a better understanding of the total loss auto process, and ways to valadate fair and equitable resolution for all parties. All readers are encouraged to arrive at their own conclusions. As this varies by state and insurance commission, please apply your own state laws and act accordingly. The author(s) and contributors make no legal representation or claims as to, but not limited to, accuracy, expertices, or source of the material.  

bottom of page