Business Owners Insurance
Business Owners Policy (BOP)
All small businesses such as retail stores, restaurants, and independent contractors typically need a BOP to safeguard against unexpected financial losses beyond general liability claims. BOP protects your small business. A business owner’s policy can combine property insurance, liability insurance, crime coverage and additional protection into one convenient package. Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health.
A BOP might contain only a few coverages, such as:
General liability - Provides protection if you cause bodily injury, property damage, personal injury or advertising injury.
Property - Provides replacement cost coverage for buildings and most business owners' personal property.
Professional Liability - Do you give professional advice or provide a professional service? If so, you should probably carry professional liability insurance.
Separate coverages are available to cover professional services, vehicles and your employees. Give us a call at 513-586-4468.