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Business Owners Insurance

Business Owners Policy (BOP)

All small businesses such as retail stores, restaurants, and independent contractors typically need a BOP to safeguard against unexpected financial losses beyond general liability claims. BOP protects your small business. A business owner’s policy can combine property insurance, liability insurance, crime coverage and additional protection into one convenient package. Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health.

A BOP might contain only a few coverages, such as:

  • General liability - Provides protection if you cause bodily injury, property damage, personal injury or advertising injury.

  • Property - Provides replacement cost coverage for buildings and most business owners' personal property.

  • Professional Liability - Do you give professional advice or provide a professional service? If so, you should probably carry professional liability insurance.                                                                                                     

Separate coverages are available to cover professional services, vehicles and your employees. Give us a call at 513-586-4468.

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It is a pleasure working with Paul. His knowledge in the Insurance Industry is impressive and he is eager to share it.
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